Monday, 9 November 2026Lusaka, Zambia
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Banking & Liquidity

Bank Deposits (Kwacha)

Commercial banks’ kwacha deposit liabilities to the public, kwacha billions.

K130.3bnSep 2026+1.1%on the month+24.9%on the year
12-month average117.4
Record high130.3Sep 2026
Record low19.7Jun 2014
Observations152since Jan 2014

Bank Deposits (Kwacha), Jan 2014 to Sep 2026

0501001502014201620182020202220242026130.3

Show the numbers
MonthBank Deposits (Kwacha) (ZMW bn)
Sep 2026130.3
Aug 2026128.9
Jul 2026128.3
Jun 2026123.3
May 2026120.6
Apr 2026118.8
Mar 2026114.8
Feb 2026112.1
Jan 2026112.0
Dec 2025109.1
Nov 2025106.4
Oct 2025103.8
Sep 2025104.3
Aug 2025100.7
Jun 202597.9
May 202599.0
Apr 202598.3
Mar 202598.8
Feb 202596.1
Jan 202593.1
Dec 202494.0
Nov 202491.6
Oct 202488.6
Sep 202489.2
Aug 202486.7
Jul 202483.1
Jun 202483.5
May 202481.7
Apr 202483.1
Mar 202482.3
Feb 202480.2
Jan 202478.8
Dec 202380.7
Nov 202377.8
Oct 202375.8
Sep 202377.1
Aug 202373.7
Jul 202374.3
Jun 202373.6
May 202371.2
Apr 202370.9
Mar 202370.7
Feb 202368.0
Jan 202368.0
Dec 202267.4
Nov 202265.8
Oct 202263.6
Sep 202262.9
Aug 202260.1
Jul 202258.0
Jun 202259.3
May 202259.6
Apr 202257.7
Mar 202258.9
Feb 202258.4
Jan 202255.8
Dec 202156.9
Nov 202154.1
Oct 202154.0
Sep 202156.4
Aug 202153.7
Jul 202150.1
Jun 202149.7
May 202147.1
Apr 202146.8
Mar 202147.5
Feb 202144.0
Jan 202144.3
Dec 202045.2
Nov 202045.3
Oct 202043.9
Sep 202041.1
Aug 202042.2
Jul 202039.7
Jun 202037.3
May 202036.8
Apr 202035.9
Mar 202034.9
Feb 202034.0
Jan 202034.3
Dec 201933.7
Nov 201933.4
Oct 201932.7
Sep 201932.8
Aug 201932.2
Jul 201930.7
Jun 201930.5
May 201930.4
Apr 201930.5
Mar 201928.8
Feb 201929.1
Jan 201929.1
Dec 201831.0
Nov 201829.8
Oct 201828.0
Sep 201829.1
Aug 201828.4
Jul 201827.0
Jun 201828.1
May 201827.2
Apr 201825.9
Mar 201826.3
Feb 201826.5
Jan 201826.8
Dec 201726.7
Nov 201725.9
Oct 201726.5
Sep 201726.9
Aug 201726.2
Jul 201722.6
Jun 201726.2
May 201725.7
Apr 201723.9
Mar 201724.4
Feb 201723.1
Jan 201722.5
Dec 201622.9
Nov 201621.8
Oct 201620.9
Sep 201621.0
Aug 201621.2
Jul 201620.5
Jun 201621.1
May 201620.9
Apr 201621.2
Mar 201620.8
Feb 201620.1
Jan 201621.2
Dec 201521.3
Nov 201520.7
Oct 201521.5
Sep 201520.7
Aug 201521.9
Jul 201521.2
Jun 201521.0
May 201521.0
Apr 201520.5
Mar 201520.9
Feb 201521.7
Jan 201522.3
Dec 201420.8
Nov 201420.7
Oct 201420.8
Sep 201420.6
Aug 201420.7
Jul 201419.9
Jun 201419.7
May 201421.4
Apr 201420.9
Mar 201421.7
Feb 201421.4
Jan 201421.4

Source: Bank of Zambia. Monthly. Gaps in the line are months with no published figure.

Change on a year earlier

Each bar is this month against the same month twelve months before — the comparison that strips out the seasonal pattern.

-10010203040201520172019202120232025

IncreaseDecrease

Related analysis

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Nothing published on this indicator yet. KSJ analysis appears here as it is written.

More in Banking & Liquidity

View all
Liquid Assets Ratio59.07%−7.86 ppm/m−51.70 ppy/ySep 2026Required Liquid Assets Ratio6.00%0.00 ppm/m0.00 ppy/ySep 2026Statutory Reserve Ratio22.20%−0.15 ppm/m−4.37 ppy/ySep 2026Required Reserve Ratio21.00%0.00 ppm/m−5.00 ppy/ySep 2026Banks’ Current Account BalancesK7.0bn−8.9%m/m+35.7%y/ySep 2026Bank Deposits (Foreign Currency)$4,624.1m+0.9%m/m+9.4%y/ySep 2026Banking System Claims on GovernmentK74.8bn−8.0%m/m+25.2%y/ySep 2026

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